SWIFT to ISO 20022 mapping

Convert MT103 to pacs.008

Generate a reviewable pacs.008.001.08 business document from a supported MT103 customer credit transfer and see every mapping warning.

  • Maps payment references and settlement values
  • Maps parties, accounts and agents
  • Copy or download generated XML

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Indicative MT103 to pacs.008 mapping

MT103Typical pacs.008 target
:20:Payment and transaction identifiers
:32A:IntrBkSttlmDt and IntrBkSttlmAmt
:50a:Dbtr and DbtrAcct
:57a:CdtrAgt
:59a:Cdtr and CdtrAcct
:70:RmtInf
:71A:ChrgBr

Why review is required

MT103 combines data differently from pacs.008 and may not contain every structured value required by the destination profile. The converter exposes defaults and missing-data decisions as warnings.

The result is a mapping draft. Add any required Business Application Header and validate the XML against the exact XSD, CBPR+ or clearing-system usage guideline, and bilateral requirements before operational use.